The rise of Central Financial institution Digital Currencies (CBDCs) and the worldwide transition to ISO 20022 are reshaping the monetary world. These developments purpose to enhance transaction effectivity, transparency, and interoperability, aligning conventional banking with rising applied sciences like blockchain and synthetic intelligence (AI). On this article I wilI attempt to clarify the newest developments in CBDCs, the adoption timeline for ISO 20022, and the way AI will play an important position in shaping this transformation.
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